Whether you're out on the water or your boat, yacht, sailboat, dinghy, or jet ski is parked in your driveway or marina, it should be covered by reliable insurance. Many people think that their homeowner's insurance will cover their watercraft, but typically it is not automatically included in your plan. If you love being out on the water, safeguard your vessel with an affordable plan that I can bundle with your other coverage.
Actual Cash Value Coverage
As your asset loses value, this policy will factor in the depreciation to lower your costs and will pay out the actual cash value at the time of your loss or damage. It is recommended that all older boats secure this type of coverage to keep your rates low.
Agreed Value Coverage
When you purchase a new water-bound vessel, this type of coverage insures you for the appraisal assessment at the time coverage is initiated. Pricing is higher with this option, however, depreciation is not factored in if you need to file a claim later on after using your watercraft.
talk To Van walshYour Coverage is Important To Me
I can search multiple companies in order to see if you qualify for lower rates or better coverage.
Timing Is Everything
With every natural disaster, rates can fluctuate. Make sure you are covered before tragedy strikes.
Bundle To Save More
If you need several policies, I will automatically bundle your coverage if it is in your best interest.