Alabama business owners keep our cities culturally vibrant. Boutiques, restaurants, large corporations, and small companies are important to our local economy, and a single loss can impact an entire community. Business owners can protect themselves and their clientele by purchasing insurance for their company and employees.
As an independent insurance provider, I take ownership of the price-matching process to find the plan that suits your needs and budget. I compare multiple insurance companies and their rates to give you the best competitive estimate. When you inevitably file a claim for your business, I give you the advice you need to make the best decisions. The insurance claims processes can be very confusing and frustrating and having an adviser can be very beneficial.
As a veteran of the insurance industry with more than 16 years of experience, I guarantee I will provide you with the best customer service.
General Liability Insurance
General liability insurance protects your business from claims filed against your company by another person or establishment. This type of insurance will also insure your business against associated costs such as lawsuits, court costs or other damages.
Product Liability Insurance
Product liability insurance protects your business from financial loss due to consumer injury or damages resulting from a company product. Insured products can include any manufactured or distributed by your company
Professional Liability Insurance (PL) | Errors & Omissions (E&O)
Professional liability insurance protects service-centered companies and individuals from client injuries resulting from and a service or advice you provided. Potential repercussions that professional liability insurance will cover include negligence lawsuits and defense costs.
Workers Compensation Insurance
Worker's compensation insurance is a mandatory insurance for businesses. If an employee is injured while working, this insurance protects the company from lawsuits while also providing compensation for the worker.
Property coverage insures commercial property and valuable belongings including equipment, inventory, and other valuable assets. In the event that property is damaged, the company can be financially reimbursed for its lost assets.
Commercial Auto Insurance
Commercial auto insurance protects company-owned vehicles as well as personally-owned vehicles while being used for commercial purposes. It also protects employees driving commercial vehicles in case of an accident.
Commercial umbrella liability insurance provides additional coverage when other categories of insurance meet the claim limit. Additionally, a commercial umbrella plan may cover other hazards or damages not traditionally covered by underlying policies.
talk To Van walshYour Coverage is Important To Me
I can search multiple companies in order to see if you qualify for lower rates or better coverage.
Timing Is Everything
With every natural disaster, rates can fluctuate. Make sure you are covered before tragedy strikes.
Bundle To Save More
If you need several policies, I will automatically bundle your coverage if it is in your best interest.